Dwelling Coverage
Helps cover eligible damage to the structure of your home from covered causes of loss, up to the policy limit.
HOME INSURANCE
Home Insurance. Protect What Matters Most.
Your home is more than a structure. It is where daily life happens and where a significant part of your financial security may be invested. Ironvale helps homeowners understand coverage options for the property, belongings, liability and eligible living expenses after a covered loss.
UNDERSTAND YOUR OPTIONS
Coverage May Include
Explore the building blocks of your coverage. Availability and terms vary by policy.
Other Structures
May cover detached structures such as a garage, shed or fence, subject to the policy.
Personal Property
May help repair or replace covered belongings after an eligible loss, subject to limits, deductibles and valuation terms.
Personal Liability
May help protect you financially if you are legally responsible for covered bodily injury or property damage to someone else.
Medical Payments to Others
May provide limited coverage for eligible medical expenses when a guest is injured on your property, regardless of fault in certain circumstances.
Additional Living Expenses
May help cover eligible increased living expenses if a covered loss makes the home temporarily uninhabitable.
Water / Sewer Backup
May be available by endorsement and can help with certain backup-related losses, subject to terms and limits.
Scheduled Personal Property
May offer broader or higher-limit protection for eligible jewellery, watches, art, collectibles or other valuable items.
PROTECTION WITH PERSPECTIVE
A Safer Home, A Brighter Tomorrow
From core protection to optional endorsements, the right questions can help you understand how a policy fits your home. We help you review reconstruction costs, deductibles, personal property limits and coverage for the things you value.
Why Homeowners Choose Ironvale
- Independent, service-focused guidance
- Clear explanations of available options
- Personalised conversations based on your needs
- Long-term support as your priorities change
A More Useful Coverage Conversation
Think about your home’s construction, roof age, major updates and the belongings you want to protect. Flood, earthquake, water backup and certain valuables may need separate coverage or endorsements.
Let’s Protect Your Home
The next chapter starts with a conversation.